Nicki Payne

Nicki started in the mortgage industry in 2001in Wisconsin, beginning as an underwriter and then moving on to the training department. She worked with the sales team regularly and eventually moved into the sales department herself in 2005. This career move relocated her to Southern California, where she continued to work as a lender representative until 2007.

Nicki took a hiatus from the mortgage industry to be with her Marine husband and raise her twin daughters. During that time, Nicki stayed partially active professionally by working with non-profits in fund development and in bookkeeping. As her daughters have grown and her time has increased, Nicki decided to get started in the mortgage industry again. She is excited to help people get into the right mortgage and into new homes.

Nicki resides in San Clemente with her family. She loves fitness and teaches Spin regularly. She spends most of her time with her husband and daughters, cooking healthy meals that even the kids will eat, staying fit, and going to the beach.