NAL Financial - Home Mortgage

Nicholas A. Louis and his team are located in Newport Beach, California and proudly serve homeowners and homebuyers throughout the states of California, Nevada, Colorado, and Florida. As mortgage bankers and mortgage brokers, we are able to offer our clients the best of both worlds. Whether you need a quick close or unique mortgage product, we offer both at very competitive prices.

Most of our clients are referrals from our existing client base, family and friends and many are from legal, taxation, family planning, insurance and investment professionals assisting in achieving their clients' goals. Our business philosophy is to do a lot of loans, at a fair price, with excellent service, and earn many referrals in the process.

Our true long term relationship with the client begins when their first loan closes. When we handle every transaction in a manner that creates the highest degree of client satisfaction possible, we have earned their business, as well as all of their referrals. We do this in three macro steps.

Step 1
We analyze the client’s current financial situation and through the interview process, establish their priorities, regarding their financial wishes. We then match their current financial situation and future financial wishes with a mortgage solution that is tailor made to their goals and best aligns with the client’s life style.

Step 2
Once the client and we have agreed on the loan program, we strive to expeditiously close the transaction with the greatest of ease.

Step 3
Once the loan closes, our job truly begins. Through consistent application of our database and Clients for Life Program, we stay in touch with our clients on a regular basis, advising them on how to best help themselves overcome their challenges, adding true value to the relationship. In the long term, we provide the client with a “one-stop shop” for all current market trends and professional services referrals.

Conclusion
We earn the right to be a trusted financial advisor by providing our partners and clients with so much value that they consider us to be an integral part of their lives. At this point, they have become clients not just for one transaction, but for life.